Question: How long am I covered under my parents' health insurance policies?
Answer :
Whether you live at home or are away at college, chances are you're covered under your parents' health plan until you're about 20 to 24 years old as long as you're a full-time student. Ask your parents to check the policy for the details. Many students take advantage of health insurance plans offered by their colleges because such plans are relatively inexpensive and the services are close at hand. Whether you're covered by your parents or your school, you're likely to be on your own after you graduate. If you're working, check any health insurance options your employer offers. If you're not working or your employer offers no health benefits, consider purchasing short-term health insurance (if available) or catastrophic coverage, or look into your options under COBRA if you recently left a job.